What is Your Financial Vision?

ing a strong financial foundation entails taking steps thatyour plan and settle in.
will clearly reveal your current financial situation.How different would this scenario play out if your
Once you know where you are, determining wheregeneral dream of “Philadelphia” became
you want to wind up is the next step. Your ultimatean actual vision of what your life would be when you
goal is almost as important as your starting point; aftergot there? What if you had researched and found the
all it gives you a concrete goal on which to set yourexact house you wanted? What if you had already
sites. Take a moment to think about an entrepreneurdetermined the purchase price, the mortgage
you look up to, someone who is successfully running apayments, what your view would be, where the good
business with the size, scope and profits that youlocal restaurants are, what schools you would send
would like for yourself. You can be confident that heyour kids to? You knew friends there, what car you
or she has a behind-the-scenes business plan in place;would drive, what you would wear out on the town. If
one that is based on a concrete vision and hasyour idea of your life in Philadelphia encompassed
probably been around since the inception of theeverything, from lifestyle to partner, business success
business. That successful entrepreneur is likely to haveto financial abundance, would you still be just as happy
articulated where he wants to be in one year, threeto settle in New York? Chances are, no. Yet, we all do
years and five years with very specific goals in mind.this over and over again when we get somewhere.
Many small business owners don’t take theseAfter all, it’s better than where we were. And
necessary steps. They fall into the trap of a vision thatthe immediate effort it might take to move on
doesn’t go further than wanting more money.overshadows the fact that we’re settling for
The bills are mounting and we’re tired of beingless than we intended.
buried in debt. But our desire to change thingsAt Abundance Bound, we encourage entrepreneurs to
isn’t SPECIFIC so our plans wind up equallycreate a “3-Year Vision.” This entails
vague. There’s no mystery. That’sactually writing down a detailed vision of what they
exactly why these plans often go without ever beingwant their life to be like three years in the future.
implemented.It’s an important part of the process to be as
Compare your financial life to a road trip. You knowspecific as possible. “I will be rich” is too
where you’re starting. Let’s just sayvague. You need to spell out what that means to you.
it’s Atlanta. It wouldn’t make muchSome may consider a passive income of $8,000 per
sense to get in your car and start driving withoutmonth, living in a nice condo in a safe part of town and
knowing where you want to wind up. But, now,driving a new Jetta to be the high life. Others want to
let’s say you choose to go Philadelphia. Well,pull in $20,000 per month and live in a house in Beverly
now that you have both a starting AND an endingHills with a Porsche. Still, for others, that would only be
point, you can map out exactly how to proceed. Youhalfway there. When you read your personal Vision, it
may plan stops along the way. You may even makeshould make you feel good. You should get excited
a wrong turn or two. But, now that you know whereand joyful as you imagine a vivid picture of what you
you’re going, it’s easy to get back onwant for your future. Let that excitement fuel you as
track again.you move ahead.
Continuing this analogy, let’s say that you doThe process of putting your Vision down on paper
actually make a wrong turn on your way toplays a huge part in whether you achieve your goals.
Philadelphia and end up in New York. You may windYour action plan will spring from this. It gets easier
up liking it there, possibly even enough to consideronce you break your journey down into manageable
staying and forgetting about Philadelphia altogether.pieces with measurable goals for each step. Fully
There’s so much to do, so much to see. If yourvisualizing the end result is a must. Vividly knowing
reason for choosing Philadelphia is simply good cheesewhere you want to go will allow you to draw your
steak, then you may be happy to stay where youown road map from point A to point B and never be
ended up, because you find the pizza in New Yorksurprised by an unexpected toll booth. You will benefit
quite tasty too. Does it really matter if the lifestylefrom all your careful planning and hard
isn’t exactly what you were thinking? Or yourwork—both along the way and once you get to
living quarters are a bit smaller than you imagined? Youyour destination!
still like it better than where you were, so you change