Entitlement - How it Affects Our Finances, Our Relationships and Our Lives

In this article we are going to look at how entitlementwas there.
works globally and see the reasons behind our bankWhile most people would shrug their shoulders and not
failures, our pension failures, our financial institutions anddo anything about it because they didn't have to pay
then we'll bring it into a very personal level of how ourfor it out of their own pocket, this man called his
attitudes of entitlement are bringing failures into ourinsurance company and reported the fraud. He then
own lives. We'll look at ways to reverse this. We'll lookcalled this doctor friend of his and told him that if he
at the issue of why our attitudes of entitlement are adidn't call the insurance company and rectify his
luxury that we can no longer afford.mistake, he was going to contact the media and start
In the old days, on a global level, our standard of livingan investigation. They lived in a small town and the
was much lower. Our cars were basic, ourdoctor realised that he would be forced out of
entertainment was much less costly and in mostbusiness if he didn't drop the charges, which is probably
economies around the world, families were able tothe only reason he eventually notified the insurance
make it on one income.company that he was dropping those charges.
Over the years, as our standard of living rose higherThe entitlement issues we face today can be traced
and higher, it now takes two incomes just to survive.back to the low standards we set for our children. The
Instead of using one car for the family, now we seebar needs to be set higher, much higher. We are
two cars or more for the family. Instead of just goingraising children who reach adulthood as grasping
to a movie and some place inexpensive for dinner forindividuals taking whatever they can from whomever
a special night out - now we have very expensivethey wish without stopping to question their actions.
forms of entertainment.I recently heard of a widow in her late 50's who sold
In the old days, when we had a much lower standardthe farm that she and her husband had owned for all
of living people actually sat around in the evening andof their marriage. She moved to a smaller place and
talked to one another. They even read books. Theyplanned on using the profits from the sale as her
listened to the radio and used their imagination toretirement income. Her children were so angry that
recreate the scenes in their heads. If you had athey even refused to speak to her. They felt that the
telephone, it was a luxury. People made appointmentsmoney from the sale was their inheritance and it
to see one another, they didn't sit on the phone forshould go to them. What kind of distorted thinking is
hours on end. Nowadays, there's very little personalthat? She and her husband had worked the farm, had
interaction. People sit on cellphones, they do textput in their life's energy in that farm and she had every
messaging, they sit on their computers, they do instantright to sell it and do whatever she wished with the
messaging, emails or messageboards - and socialmoney she received from it. Her adult children were
interaction has become a thing of the past.living their own lives, earning their own money, and not
We are now leading very insular lives and the endsupporting her. They weren't entitled to one cent, yet
result is that we have more cases of depression,they are trying to make her feel guilty for taking what
especially among teenagers and young adults. We seeshe so rightfully earned.
more people today on anti-depressants than any otherIn the US, they have been conducting surveys among
time in the history of mankind. This is more than justmiddle management to upper-management employees
being dissatisfied with your lot in life. It has more to dowho were laid off when their company's downsized.
with feeling a lack of purpose in your life. Having familyThere seems to be a growing trend among these
and friends around you to share the good times andpeople to try for a few months to find other
the bad times. This is about being able to live your lifeemployment, but then shortly afterwards, they give up
without having a single person in your life. Anything andand stop looking because they cannot find a job that
everything that you can possibly want or need can bepays the same kind of money. What we see
purchased online. You don't ever have to leave yourhappening to these people - they empty out their
house. In so many different ways we can see theretirement funds, their pensions, their savings accounts,
breakdown of the family and of the communitytheir family's savings accounts, and mortgage their
coinciding with the breakdown of the economy.houses to the hilt. They have decided not to look for a
The higher standard of living that we've grownjob. If they cannot get the kind of money that they had
accustomed to isn't really about buying toilet paper inbeen making, they are choosing to go on
different colours, but it's actually separating ourselvesunemployment for however long it lasts and to live off
from the family unit. Instead of listening to the radio andeveryone else. Some of them are sending their
using our creative imagination, or reading a book andspouses to work at menial jobs, others are collecting
letting it take us to different locales, now we have tofood stamps and welfare and this number is growing
be entertained. Now we don't entertain ourselves. Nowrapidly. These are people who are able-bodied and
we need TV, video games, the internet...but the worstcapable of working but who choose not to - and
part is that we have isolated ourselves from eachsociety is supporting them.
other.You don't have to look further than this to see how a
Instead of conversation, we plant ourselves in front ofcountry's economic crisis is irrevocably tied to the
TV's. Instead of board games that can be played withentitlement issues of its populace.
the family, we're now playing games on the computersA couple of years ago, I heard of a teenager who
- we're having online relationships that are usuallyasked her father for a car after she got her license.
disappointing and we aren't reading books like we usedHer parents were divorced and her father was trying
to. People used to have to develop social skills. Nowto compensate for not being in the house as a full-time
with modern technology and a lack of social interaction,dad. He didn't have much money so he got her a new
social skills seem to be at the bottom of the list ofVolkswagen. She was so angry that he didn't get her
priorities.a luxury car, that she deliberately rammed her car into
Unfortunately the ills of society cannot be reversed bya stone wall and practically demolished it. Her father
waving a magic wand over them. As a rule peoplecouldn't even claim on the insurance because it was
don't change unless they are forced to change. Sodeliberate. He ended up buying her a used car so that
how do we get past this attitude of entitlement? Thatshe would have transportation. This father, as
the world owes us a living? That if you don't havewell-meaning as he probably thought he was, only
what you want that it's ok to steal?contributed to his daughter's sense of entitlement. Had I
How do we go back to the basics of child-rearing?been that child's parent, I would never have bought her
Where the parents made the rules and the childrena replacement car and I would have had her go out
obeyed them. How do we get parents to see thatand get a job and pay back, each week from her
their permissive attitude is damaging their children?salary, every penny of the amount of the new car that
That it's not ok to whine and cry until you get yourshe had been given.
own way. That we're raising a generation of childrenThis disregard for property, for other people's financial
who are growing up to be irresponsible adults who areproblems, and for other people's feelings represents
not held accountable for their actions.the kind of attitude that is running rampant among
These same children will grow up to be dissatisfiedmany cultures. When parents accept this kind of
with life, blaming others for their failures and not able tobehaviour from their children, they are setting their
hold down a job.children up for failure as adults and of course this plays
So before we can fix the economy, we have to fixright into the failure of the economy of countries
ourselves. We have to learn how to put back into thearound the world.
community what we have taken from it. We have toHow can we expect our politicians, our bankers, our
hold our bankers and our financial institutionsfinancial institutions, our corporations, to exhibit more
accountable for everything. Our greed on a personalaccountability than we expect from our own children?
level corresponds with the greed on a corporate level.Many children, single and married, move back home
We have only to look at the increase in shoplifting tointo their parents' home because they cannot afford to
the CEO's of major corporations who have stolenmake it on their own. At what point does a parent
from their company's pension funds. Now that we'reknow that a child must learn how to survive on their
facing very very hard times, we need to see how ourown and stop taking money from their parents? At
attitude is causing our own destruction.what point do parents know when they are causing
When the economy started to go down, a taxi drivermore harm than good by continuing to treat their
in New York City was asked what he was going tooffspring as children? When they continue to make life
do if people didn't have enough money to take taxiseasy for their children, these children will not know how
and he couldn't pay his bills. Without batting an eyelidto survive on their own when their parents die. It is far
and having to think twice about it, he said "I'd steal."better to teach children moral and financial responsibility
I heard of a woman in her 40's who walked throughwhen they are young than have to learn it the hard
the produce department of a supermarket and startedway when they are older.
to eat the grapes and cherries that were on display.I had to learn this the hard way myself. My father kept
She didn't pay for them, nor did she feel guilty foron giving me money, even when I was in my 30's and I
having taken them. It was as if she had the right tonever really learned how to be independent financially.
sample whatever goods were out there. AlthoughIt took me telling him that I didn't need his help (even
security would not have been called for pilferingwhen I really did at the time), and then I learned how to
grapes, especially since the goods would not be foundstand on my own two feet and how to earn and
on her, it's easy to see why a storeowner's lossesmanage money effectively.
would have to be passed onto its customers.I could go on and on giving you examples of
When doctors and patients submit fraudulent insuranceentitlement in every strata of society, but the ones that
claims - those costs aren't just washed away - theyI have cited are ample demonstrations of how we're
get passed onto the other people who are insured.contributing to the downfall of our economy. We're
I recently heard of a man who went into the hospitaldoing this on the local level, the national level and the
and was there for close to a month. A neighbour ofinternational level. We're taking the path of least
his was one of his golfing buddies, and he was also aresistance and while we're holding everyone else
doctor. And every day he came to the hospital, heaccountable for their actions, we're taking no
said hello to his friend. They talked about gold, aboutresponsibility for our own.
politics, their hobbies... and not once did he discuss thisIt's time to reverse the status quo: Let's try an
man's medical problems.. and this man thought it wasexperiment: for one week, between this show and
very nice of his neighbour to drop by. When he got hisnext week's show, try denying yourself something 3
bill from the hospital, he was absolutely outraged totimes a day. Learn how to say no to yourself. Learn
see that that neighbour charged his insurancehow to question your actions, how to observe them
company for every single visit for the month that heand question the validity of them.