| Buying a car needs preparation and planning. Never | | | | intimidating if you don't have a view of what is involved. |
| apply for a car loan if you have not checked your | | | | In the current market conditions, many car dealerships |
| credit report. Make sure you check your credit before | | | | are offering sale prices for new cards with attractive |
| going to the car dealer because if you don't check it, | | | | incentives to make you choose the model that you |
| the dealer will do so when you get there. So you need | | | | want. An incentive is anything that gives you an |
| to know if you qualify for a car loan in advance. You | | | | additional reason to buy a particular car. |
| don't want to waste your time or the car salesman's | | | | Car salesmen will generally lead you to a car's "sticker |
| time. | | | | price" as the correct amount to pay for the car. |
| You should not leave your destiny in the hands of a | | | | However, the dealership would be willing to offer that |
| car salesman. You don't want him or her to know | | | | is well below the sticker price and you have to be |
| more about you than you know about yourself from | | | | aware of your options. If the salesman sells you for |
| your credit report. Your credit history needs to be | | | | the sticker price, more commission is in store for him or |
| current and you should have fair credit history. | | | | her, so it is their best interest to see the car at the |
| Of course, the car dealer will give you a high interest | | | | sticker price. |
| rate loan if you have poor credit, but that would not be | | | | If you are a car shopper who insists on finding |
| in your best interest if you can avoid it. Don't be | | | | hard-to-find options and a specific car color, it will be |
| pressured by the car salesperson. Their aim is primarily | | | | more difficult to get a great deal. You have to be a |
| to make the sale. You have to do your homework to | | | | good negotiator to land that deal. You would have to |
| make sure you are not taken for a ride. No pun | | | | pay the dealer's price or try to locate another similar |
| intended. | | | | vehicle. However, if you do find the exact car that you |
| Before you purchase a car, make sure you get an | | | | are looking for, you don't have to volunteer this |
| insurance quote. Having a car just not stop there. You | | | | information to the car dealer. |
| will need the appropriate insurance coverage to drive | | | | Make sure you test-drive the car before taking it off |
| the car on the road. | | | | the car lot. Test-driving the car will allow you to |
| You must go the dealership with the car already in | | | | become familiar with the model as well as to make |
| mind that you want. You can have an open mind, but | | | | sure it is in good running condition. Consider all your |
| at least you will have an idea what you are working | | | | options when purchasing a car and don't be run over |
| with. Buying a car is an exciting event, but can be very | | | | by that hasty car salesman. |